An Impact Press book

  • Published: 1 November 2019

  • ISBN: 978-1-920727-95-6

  • ISBN ePUB: 978-1-920727-94-9

  • Format: Paperback

  • AU: $32.99

  • eBook: $14.99

  • Categories: Banking

Also available as an ebook


About the Author

Joseph Healy is a career international banker who has held executive positions at NAB, ANZ, CIBC World Markets, Citibank and Lloyds Bank. He is the co-founder and co-CEO of Judo Bank, a challenger bank focused on small-to-medium enterprises. He has written two books, and is an Adjunct Professor at the University of Queensland Business School. He holds a Masters in Banking, MBA, MSc in Finance, MSc in International Management in China and MA in Contemporary Chinese Studies. Joseph is also member to the advisory council of World Vision Australia, a member of the Australian Institute of Company Directors, and a member of the Chartered Institute of Bankers.

breaking the banks

What went wrong with Australia’s banking?

By Joseph healy

What was once an industry built on trust, professionalism and value, has become synonymous with greed, complacency and everything that has gone wrong with capitalism. So how did Australian banks, which avoided much of the aftermath of the GFC, lose their way and become engulfed in scandal?

Breaking the Banks delves into the causes and effects of the banking crisis that plagued Australia and the world, to re-establish the fundamentals of banking that for so long have been overshadowed by power and wealth, and provides us with a crucial blueprint to revolutionise the future of banking.

With expertise in banking that spans over three decades and several markets and as a former senior executive at two of Australia’s largest banks, Joseph Healy, co-founder of Judo Bank, writes the insider’s account of the banking crisis that plagued Australia and the world.


Praise for Breaking the Banks

‘Healy is a long-time and experienced banker. The moral clarity he brings to the question of what’s gone wrong with Australian banks is refreshing. His insights about the purpose and ethical obligations of banks lays the foundation stone for customers and citizens to demand real change.’
DR LESLIE CANNOLD, ETHICIST, REGULATOR & AUTHOR

‘This book makes a powerful argument for professionalism in banking and a reminder that banking needs to always focus on long-term outcomes for customers, the bank and the economy.’
CHRIS WHITEHEAD, CEO of FINISA

‘It is rare to read such great insights, written in plain English, from a lifetime banking practitioner. Joseph describes what is wrong with banking and where the future lies. Joseph, as co-founder and joint leader of Judo Bank, will deliver considerable opportunities for clients in the huge and unsatisfied small to mid-sized banking market.’
JOHN DAHLSEN, FORMER ANZ DIRECTOR