Joseph Healy is a career international banker who has held executive positions at NAB, ANZ, CIBC World Markets, Citibank and Lloyds Bank. He is the co-founder and co-CEO of Judo Bank, a challenger bank focused on small-to-medium enterprises. He has written two books, and is an Adjunct Professor at the University of Queensland Business School. He holds a Masters in Banking, MBA, MSc in Finance, MSc in International Management in China and MA in Contemporary Chinese Studies. Joseph is also member to the advisory council of World Vision Australia, a member of the Australian Institute of Company Directors, and a member of the Chartered Institute of Bankers.